May 19, 2015

How state budget troubles can impact Medicaid LTC benefits

Apr 28, 2015

Why the increase in group voluntary critical illness bodes well for individual CI sales

As you can see by this LIMRA chart above voluntary sales of insurance products have really i...

Apr 10, 2015

Why a long-term care policy with 50% coverage for home health care might make sense

We know that buyers of Long-term care insurance love the fact that coverage includes home he...

Apr 7, 2015

Is long-term care insurance "sold" or "bought?"

The answer, of course, is yes. LTC requires a buyer who can pay premiums but it also require...

Feb 10, 2015

Long-term care insurance and a wish list for the government

No matter what people think of HealthCare Reform, no one can deny that state and local gover...

Feb 3, 2015

Helping design more affordable LTC Insurance premiums for clients

Recently, the AALTCI reported that the typical premium costs for LTC Insurance increased 8.6...

Dec 27, 2014

3 creative ideas on fixing America's LTC insurance system

What's the next generation of LTC products going to look like? It's going to take creativity...

Dec 16, 2014

Why I bought $101,000 of Critical Illness coverage on myself

For those advisors who have sold LTC Insurance, they know the most likely purchasers are mid...

Dec 12, 2014

How advisors are diversifying LTC planning for clients - and why it makes sense

Did most clients only buy one life, health, disability, auto or home policy over their lifet...