---
title: Perception vs. Reality | Retirement Risks
description: "The retirement risks: perception vs reality"
---

<https://www.ltcipartners.com/blog>

# [Perception vs. Reality | Retirement Risks](https://www.ltcipartners.com/blog/perception-vs.-reality-retirement-risks)

 Written by [LTCI Partners](https://www.ltcipartners.com/blog/author/ltci-partners) | Mar 26, 2014 9:07:00 PM

Health care costs are “front of mind” these days for clients planning for retirement or recently retired.  Americans are living longer and although longevity is a concern, it’s the cost of longevity that worries most clients – this should also include long-term care. 

Long-term care costs run the risk of putting a client’s retirement savings at risk unless they put a plan in place to help offset these expenses.  Starting the conversation with clients is about finding a strategy to fund and manage a long-term care event. 

 

<http://ltcipartners.typepad.com/.a/6a0111689a03b2970c01a73d9a8c9e970d-pi>  
Source: LIMRA, "Guaranteed Uncertainty," 2011.

[View full post](https://www.ltcipartners.com/blog/perception-vs.-reality-retirement-risks)

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