Effective April 14, 2025, and pending state approval, Lincoln Financial Group will implement structural and pricing changes to Lincoln MoneyGuard Fixed Advantage® with the launch of Lincoln MoneyGuard Fixed Advantage® (2025).
Lincoln MoneyGuard Fixed Advantage (2025) is universal life insurance which provides a death benefit and long-term care coverage through a rider. The launch of MoneyGuard Fixed Advantage (2025) introduces the flexibility for a Point of Claim Choice option for receiving LTC benefits through Reimbursement or Indemnity and incorporates a split premium design to separate Life and LTC premiums to allow for potential tax deductibility.
Following a transition period, MoneyGuard Fixed Advantage® (2025) will replace currently sold MoneyGuard Fixed Advantage®– 01/22/24 in all approved states.
