To qualify under the Connecticut Partnership for Long Term Care Insurance, policies are required to meet certain minimum standards. One of these standards requires insurers to provide a daily minimum nursing home benefit. Additionally, for policies issued with home and community-based services, the daily home and community-based benefit, at a minimum, should equal at least 50% of the minimum daily nursing home benefit.

Each year, the allowable nursing home daily benefit minimum increases 3.5% greater than the previous year’s minimum.

Effective January 1, 2017, the minimum daily benefit levels allowable under the Connecticut Partnership will increase to $265.00 for nursing home care and $132.50 for home and community-based services.

The minimums apply to all Partnership policies applied for in 2017.

Additionally, the annual allowable minimums also pertain to existing policyholders who wish to reduce their daily benefits. The daily benefit cannot be reduced below the Partnership annual allowable minimum benefit level.