National Guardian Life:

• If a client has tested positive for Covid-19 there will need to be a 6 month stability period from the date symptoms resolve before they can apply for coverage.
• If a client has been tested but was negative for Covid-19, they need a 3 month stability period of no symptoms before they can apply for coverage.

Mutual of Omaha:

• If an individual has been in contact with someone that has tested positive with Covid-19, a 30-day stability period is required.
• If an individual has tested positive for Covid-19 then a 90-day stability period will be required.