From the Desk of

Allen Gregoire

MutualCare Solutions underwriting guidelines for marijuana use has changed.  Effective 10/1/18 we will consider occasional recreational use. Please refer to the change below.

·         Current use 3 times per week or less, no DUI within 3 years, no drug abuse or memory loss/forgetfulness-Select

·         More than 3 times per week-Decline

·         Inhalation use with co-morbid per Underwriting Guide-Class 1/Decline

·         Medicinal-Decline

·         1 year out from last use-may qualify for Preferred if all requirements listed under the Preferred Rate Criteria are met.

This change with will be included in the next Underwriting Guide release in fourth quarter. If you have any questions, feel free to contact me.