For YourLife CareMatters and CareMatters II policies issued from January 1 to April 12, 2021, we will apply the new 7702A rates retroactively. For YourLife CareMatters and CareMatters II policies issued on or after April 12, 2021, we will apply the new 7702 rates. The reduced CVAT minimum required death benefit factors will result in lower death benefits for policies in corridor. This may reduce the dollar amount of cost of insurance charges, because the net amount at risk is reduced. There is no impact to the long-term care benefits provided by the policies. Click here and for the Transition Guidelines.