Learn about NGL's "sweet spot" benefits: Lifetime benefit period and 3rd pool of money for couples
Two of our favorite features
NGL EssentialLTC offers many great benefits and features that sets it aside from most LTCi products. Two of our favorite features are the Lifetime Benefit Period Extension and Shared Benefit Amount Riders.
Couples who ask about potentially running out of benefits, could find the Shared Benefit Amount Rider to be a cost-effective solution to provide additional coverage.
With the Shared Benefit Amount Rider, if either or both insureds exhaust their own Benefit Amount, a joint Shared Benefit amount will become accessible to either of both insureds.
These and other riders can be found in theSales Guideon theAgent Resource Centerunder Reference Guides in the Sales & Marketing dropdown. Consider NGL EssentialLTC for your next sale!
For agent inquiries contact your dedicated Agent Services Team at 888.505.2332 orstatus@ngl-essentialltc.com. For sales questions contact the Long Term Care Sales Team atLTC@nglic.com.
For agent use only. Product underwritten by National Guardian Life Insurance Company (NGL), Madison, Wis. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a.k.a. The Guardian or Guardian Life.
