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Life Insurance for the Living
Life Select
Graded Benefit Whole Life Insurance with Accelerated Death Benefit
Underwritten by Guarantee Trust Life Insurance Company (GTL)
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What is Life Insurance for the Living? As many Americans are realizing, the financial impact of living with a chronic illness can be devastating. With the cash benefits available from your policy’s accelerated death benefits, GTL Life Select can help you cover out-of-pocket medical expenses, pay for care at home or even help fund the high costs associated with a nursing home confinement. In addition to the insurance benefits your GTL Life Select insurance policy provides, GTL has partnered with Home Care Genie (HCG) Secure to provide assistance with advocacy and care navigation support in advance of your time of need. |
Step 1: Review sample rates for selected ages from three common plan selections.
Step 2: Prequalify and Quote. We will email you a personalized quote and application instructions.
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Step 1: Review monthly rates - Rounded to Nearest Dollar1 | ||||||
PLAN A More Affordable |
PLAN B Most Popular |
PLAN C More Coverage |
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Maximum Lifetime Benefit Amount | $10,000 | $30,000 | $75,000 | |||
Issue Age | Female Non-Smoker |
Male Non-Smoker |
Female Non-Smoker |
Male Non-Smoker |
Female Non-Smoker |
Male Non-Smoker |
30 | $19 | $19 | $35 | $38 | $71 | $78 |
35 | $20 | $21 | $40 | $43 | $85 | $93 |
40 | $23 | $24 | $47 | $51 | $102 | $111 |
45 | $25 | $27 | $56 | $61 | $124 | $135 |
50 | $29 | $31 | $68 | $74 | $154 | $168 |
55 | $35 | $37 | $84 | $92 | $193 | $211 |
60 | $42 | $46 | $107 | $117 | $249 | $273 |
65 | $53 | $57 | $140 | $150 | $331 | $355 |
70 | $71 | $75 | $192 | $204 | $459 | $486 |
75 | $98 | $104 | $272 | $289 | $650 | $691 |
80 | $140 | $145 | $397 | $411 | $956 | $984 |
Available for ages 18-85. Unavailable in CA or NY.
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_________________________________________________________________________________________________________________________________ ![]() Questions?
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1. Sample rates provide a general estimate of possible costs and coverage amounts and have been rounded to the nearest dollar for example purposes. This is not an illustration or offer or contract for insurance. Your eligibility is based on your health and other factors. Contact us for a for costs and complete details of coverage.
All insurance product information provided is only a brief, general description of the coverage provided. It is not a contract. The insurance policy describes coverages under the policy, exclusions, and limitations, what you must do to keep your policy in force, and what would cause your policy to be discontinued. The availability of policies, features, and benefits may vary by state. The rates you pay over your lifetime are based, in part, on your age at the time the policy was issued.
The availability of policies, features, and benefits may vary by state. Certain exclusions or limitations may apply.
If available, invitations for applications are made through LTC Partners, LLC, an NFP owned firm.
LTCI Partner's, LLC, (LTCI Partners), acts as an agent for select insurance companies to provide insurance policies under this program. Invitations for application are made through LTCI Partners. LTCI Partners or its licensed representatives are currently licensed in all 50 states and the District of Columbia. License numbers are available upon request. LTCI Partners receives commissions from insurance carriers, which include compensation based on total quantity and quality of insurance coverage. LTCI Partners and their licensed agents are not connected with or endorsed by the US Government or the Federal Medicare Program.
The purpose of this material is solicitation of insurance. An insurance agent may contact you. This is not an offer for coverage. Your application is subject to underwriting and your health history will determine your eligibility.
IMPORTANT NOTICE: This is a life insurance policy that accelerates the death benefit on account of Chronic Illness or Terminal Illness and is not a health insurance policy providing long-term care insurance. The acceleration of death benefits is intended to qualify for favorable tax treatment under the Internal Revenue Code of 1986, as amended. The acceleration of death benefits may also impact eligibility for benefits under state or federal law. We recommend that you consult with a qualified tax advisor to determine possible tax consequences before electing to accelerate benefits. The acceleration of Death Benefits may also affect Your eligibility for public assistance programs such as Medicaid or other government benefits.
Life Select Insurance is issued on Policy Form Series ICC22-22GBWLP, and Rider Form Series ICC22-R22ADB-TI and ICC22-R22ADB-CHRNCILL by Guarantee Trust Life Insurance Company (GTL), Glenview, IL.
LTCI Partners
(844) 289-0894
mpg@ltcipartners.com
Physical Address (No mail)
32nd Floor
500 W Madison Street
Chicago, IL 60661
Mailing Address
14546 Brook Hollow Blvd #281
San Antonio, TX 78232
2023 LTCI Partners, LLC