November 2023 | Issue 43
WA Cares: Self-employed opt-in
Affordable access to long-term care benefits
If you’re a self-employed earner, WA Cares is your key to long-term care coverage. Your contribution is just as low as traditional workers. You’ll pay the current premium rate, which is 0.58 percent, of:
- Your net earnings.
- Gross wages, if any, paid to you from your business entity.
That’s about $300 per year for the median Washington worker, much less than most private insurance.
Get the benefits of WA Cares
By electing WA Cares coverage, you’ll gain:
- Peace of mind: Once you’re vested, you’re insured against long-term care up to $36,500 over your lifetime.
- Financial security: WA Cares doesn’t make you spend down your savings before coverage kicks in.
- Choice: You decide how and where to use your benefits.
Learn more
Find more information on our website's self-employed opt-in page.
